Important Merger Information Important Merger Information
See Notice and View the Information Webinar (from April 26, 2023)
A retiree healthcare solution
by firefighters
For firefighters
Fellow firefighters Welcome to the CFBT
A Message From The Chair
Fraternally,
Brandon Lucore, Chairman, California Firefighters Benefit Trust
Committed to the
Future of all Firefighters
Participating Associations
By Firefighters for Firefighters
CFBT Benefits
At CFBT transparency is at our core. All plan documents are posted out front on our website. We believe an informed decision is the best decision. Review our Summary Plan Description and Restated Plan documents to learn how CFBT is designed similar to a pension plan in order to provide tax-exempt benefits for the lifetime of our firefighter participants. Federally regulated under ERISA, CFBT is a 501(c)(9) Medical Expense Reimbursement Plan only available to represented firefighters through collective bargaining.
Our tax-exempt status makes CFBT a superior alternative to 457(b) deferred compensation plans when used for post-employment healthcare expenses. Similar to any other group benefit, your employer must agree to withhold and transfer recurring payroll contributions to CFBT. In addition to recurring payroll contributions, your members can direct tax-free buyouts of accrued leave to CFBT provided this has been spelled out in your MOU. The employer has NO OPEB LIABILITY for the Local’s participation in CFBT. Our team will support your Association and the employer to bring this essential retiree benefit to your members.
CFBT is the only Retiree Medical Trust endorsed by the California State Firefighters Association. Contact us today.
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Contact us today to see what options are available. Our team of professionals will be there to assist you in bringing this exceptional benefit to your members.